BonusCeilingChase Ink Business Preferred vs Chase Ink Business Cash: sign-up bonus comparison (Oct 2026)
Chase Ink Business Preferred: 100,000 points after $8,000 spend in 3 months ($95 annual fee). Chase Ink Business Cash: $750 (75,000 points) after $6,000 spend in 3 months ($0 annual fee). Chase Ink Business Cash needs less spending to earn its bonus. Data checked 2026-10-16; the right pick depends on which rewards you'll use and whether you can meet the spend with normal purchases.
By TK · Updated
| Chase Ink Business Preferred | Chase Ink Business Cash | |
|---|---|---|
| Issuer | Chase | Chase |
| Type | Business | Business |
| Current offer | 100,000 points after $8,000 spend in 3 months | $750 (75,000 points) after $6,000 spend in 3 months |
| Minimum spend | $8,000 in 3 months | $6,000 in 3 months |
| Annual fee | $95 | $0 |
| Earns | Ultimate Rewards points | Ultimate Rewards points |
| All-time high | 120,000 points after $8,000 (Jul-Sep 2024) | 90,000 points after $6,000 (recurring) |
| vs. record | Business 83% of record | Business 83% of record |
| Issuer rules | Chase 5/24, Ink Preferred 'ever had' language | Chase 5/24 |
| Verified | Yes, 2026-10-16 | Yes, 2026-10-16 |
| Apply | Chase site | Chase site |
Frequently asked questions
Which has the bigger bonus, Chase Ink Business Preferred or Chase Ink Business Cash?
Chase Ink Business Preferred: 100,000 points after $8,000 spend in 3 months. Chase Ink Business Cash: $750 (75,000 points) after $6,000 spend in 3 months. They earn different currencies (Ultimate Rewards points vs Ultimate Rewards points), so compare by how you'd redeem them.
Which bonus is easier to earn?
Chase Ink Business Cash has the lower spend requirement.
Can I get both?
Possibly, if you meet each issuer's rules: Chase Ink Business Preferred: Chase 5/24, Ink Preferred 'ever had' language; Chase Ink Business Cash: Chase 5/24.