Citi Strata Premier sign-up bonus: current offer vs. all-time high

75% of record

Citi Strata Premier (Citi, personal card, annual fee $95): the current public offer is 60,000 points after $4,000 spend in 3 months (spend $4,000 within 3 months). The all-time high is 80,000 points after $4,000 in 3 months (Jul 2021-Jan 2022; Jun 2022-Jan 2023) per AwardWallet and BonusEagle; TPG lists 75,000 as the highest it has seen. Today's offer is 75% of its all-time high (not elevated right now). Last checked 2026-10-16. Issuer rules that apply: Citi Strata Premier (formerly 48-month rule).

By TK · Updated 2026-10-16

Current offer

60,000 points after $4,000 spend in 3 months

Annual fee: $95 · Issuer: Citi · Earns ThankYou points

Apply on Citi's site →

Confirm the offer shown on the issuer page before applying.

Offer vs. all-time high

All-time high: 80,000 points after $4,000 in 3 months (Jul 2021-Jan 2022; Jun 2022-Jan 2023) per AwardWallet and BonusEagle; TPG lists 75,000 as the highest it has seen

Current offer is 75% of the record.

Can I get this bonus?

Citi Strata Premier (formerly 48-month rule): Citi historically used a 48-month rule. Current Strata Premier page: not available if you currently have or previously had a Strata Premier or Premier account (no time limit).

Run the eligibility checker → · Can I afford the minimum spend? · All issuer rules

Frequently asked questions

What is the current Citi Strata Premier sign-up bonus?

60,000 points after $4,000 spend in 3 months, as of 2026-10-16.

What is the highest Citi Strata Premier bonus ever?

80,000 points after $4,000 in 3 months (Jul 2021-Jan 2022; Jun 2022-Jan 2023) per AwardWallet and BonusEagle; TPG lists 75,000 as the highest it has seen.

Is the Citi Strata Premier bonus elevated right now?

The current offer is 75% of its all-time high (not elevated right now).

How much do I need to spend for the Citi Strata Premier bonus?

$4,000 within 3 months of account opening, per the current offer.

Who is eligible for the Citi Strata Premier bonus?

Citi historically used a 48-month rule. Current Strata Premier page: not available if you currently have or previously had a Strata Premier or Premier account (no time limit).

Verification

Verified against the issuer's page on 2026-10-16. Offer 60,000/$4,000/3 mo and $95 fee match the issuer page (read 2026-10-16). Methodology.

Sources

Related card bonuses

Citi / AAdvantage Platinum Select: 80,000 miles after $3,500 spend in 4 months
Citi Double Cash: $200 after $1,500 spend in 6 months
Citi Strata Elite: 75,000 points after $6,000 spend in 3 months
American Express Gold Card: As high as 100,000 points after $8,000 spend in 6 months (offer varies)

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