BonusCeilingChase Sapphire Reserve sign-up bonus: current offer vs. all-time high
80% of record
Chase Sapphire Reserve (Chase, personal card, annual fee $795): the current public offer is 100,000 points after $6,000 spend in 3 months (spend $6,000 within 3 months). The all-time high is 125,000 points (2025, per yourbestcreditcards.com); also 100k + $500 Chase Travel credit. Today's offer is 80% of its all-time high (not elevated right now). Last checked 2026-10-16. Issuer rules that apply: Chase 5/24, Sapphire bonus eligibility.
By TK · Updated
Current offer
100,000 points after $6,000 spend in 3 months
Annual fee: $795 · Issuer: Chase · Earns Ultimate Rewards points
Confirm the offer shown on the issuer page before applying.
Offer vs. all-time high
All-time high: 125,000 points (2025, per yourbestcreditcards.com); also 100k + $500 Chase Travel credit
Current offer is 80% of the record.
Can I get this bonus?
- Chase 5/24: Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'.
- Sapphire bonus eligibility: Chase Sapphire pages: unavailable if you currently have the card; bonus may not be available if you previously held it or received its bonus.
Run the eligibility checker → · Can I afford the minimum spend? · All issuer rules
Frequently asked questions
What is the current Chase Sapphire Reserve sign-up bonus?
100,000 points after $6,000 spend in 3 months, as of 2026-10-16.
What is the highest Chase Sapphire Reserve bonus ever?
125,000 points (2025, per yourbestcreditcards.com); also 100k + $500 Chase Travel credit.
Is the Chase Sapphire Reserve bonus elevated right now?
The current offer is 80% of its all-time high (not elevated right now).
How much do I need to spend for the Chase Sapphire Reserve bonus?
$6,000 within 3 months of account opening, per the current offer.
Who is eligible for the Chase Sapphire Reserve bonus?
Widely reported (not officially published): Chase usually denies applicants who opened 5+ personal cards from any bank in the past 24 months. Most business cards from other banks don't count; Chase business cards are still subject to it. Chase pages say only that it 'may consider the number of cards you have opened and closed'. Chase Sapphire pages: unavailable if you currently have the card; bonus may not be available if you previously held it or received its bonus.
Verification
Verified against the issuer's page on 2026-10-16. Offer 100,000/$6,000/3 mo and $795 fee match issuer page. Methodology.
Sources
Related card bonuses
- Chase Freedom Flex: $250 after $500 spend in 3 months
- United Explorer Card: 70,000 miles after $3,000 spend in 3 months + 10,000 for adding an authorized user
- Chase Ink Business Cash: $750 (75,000 points) after $6,000 spend in 3 months
- Chase Ink Business Preferred: 100,000 points after $8,000 spend in 3 months
More: all Chase card bonuses · best travel card bonuses · elevated offers right now