Bank of America Customized Cash Rewards sign-up bonus: current offer vs. all-time high
History unknown
Bank of America Customized Cash Rewards (Bank of America, personal card, annual fee $0): the current public offer is $200 after $1,000 spend in 90 days (spend $1,000 within 90 days). The all-time high is Unknown (not verified). Today's offer is not comparable to a verified all-time high (offer history not verified). Last checked 2026-10-16. Issuer rules that apply: BofA 2/3/4 (community-reported).
By TK · Updated
Current offer
$200 after $1,000 spend in 90 days
Annual fee: $0 · Issuer: Bank of America · Earns cash back
Apply on Bank of America's site →
Confirm the offer shown on the issuer page before applying.
Offer vs. all-time high
All-time high: Unknown (not verified)
Can I get this bonus?
- BofA 2/3/4 (community-reported): Community-reported guideline: max 2 new BofA cards per 2 months, 3 per 12 months, 4 per 24 months. Not published by the issuer; treat as approximate.
Run the eligibility checker → · Can I afford the minimum spend? · All issuer rules
Frequently asked questions
What is the current Bank of America Customized Cash Rewards sign-up bonus?
$200 after $1,000 spend in 90 days, as of 2026-10-16.
What is the highest Bank of America Customized Cash Rewards bonus ever?
Unknown (not verified).
Is the Bank of America Customized Cash Rewards bonus elevated right now?
The current offer is not comparable to a verified all-time high (offer history not verified).
How much do I need to spend for the Bank of America Customized Cash Rewards bonus?
$1,000 within 90 days of account opening, per the current offer.
Who is eligible for the Bank of America Customized Cash Rewards bonus?
Community-reported guideline: max 2 new BofA cards per 2 months, 3 per 12 months, 4 per 24 months. Not published by the issuer; treat as approximate.
Verification
Verified against the issuer's page on 2026-10-16. Offer and fee read from the issuer page on 2026-10-16. Methodology.
Sources
Related card bonuses
- Bank of America Premium Rewards: 60,000 points ($600 value) after $4,000 spend in 90 days
- Atmos Rewards Ascent Visa (Alaska Airlines): 50,000 points + $99 Companion Fare after $1,500 spend in 90 days
- Bank of America Travel Rewards: 25,000 points ($250 value) after $1,000 spend in 90 days
- American Express Gold Card: As high as 100,000 points after $8,000 spend in 6 months (offer varies)
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